Azizi Bank of Afghanistan
To evolve into a Bank that will be
Professionally Managed, Techno Savvy, Strong &
following International Best Practices. Extending world class & cost
effective services & Contributing to the national economy by providing
modern banking products & services in the country that spur national and
individual growth.
Adding value to
all the stakeholders in the Bank and specifically promoting Afghan talent and
skills.
Our Mission
To provide
excellent professional services and financial products using latest technology,
to meet customer needs.
To utilize and
maintain committed and motivated national human resources.
To fulfill
corporate and social responsibilities towards all stake holders: Customers,
Staff, and Shareholders.
The New Star on
the Horizon
A Product of
Afghan Vision and Enterprise
Azizi Bank is a
commercial bank set up in Afghanistan in terms of the licensing policy of Da
Afghanistan Bank, the Central Bank of the country. The Bank was granted a
license on 13th June 2006 and commenced operations from the same date. Azizi
Bank, a product of Afghan vision and enterprise, has been promoted by two leading
businessmen - Mr. Mirwais Azizi (of the Azizi Hotak Group & family)
Azizi Bank is a
commercial bank set up in Afghanistan in terms of the licensing policy of Da
Afghanistan Bank, the Central Bank of the country. The Bank was granted a
license on 13th June 2006 and commenced operations from the same date. Azizi
Bank, a product of Afghan vision and enterprise, has been promoted by two
leading businessmen - Mr. Mirwais Azizi (of the Azizi Hotak Group & family)
The Management
team at the Bank is a mix of youth and experience and ably supported by a young
and well-trained operating team is aiming at transforming the banking scene in
the country by offering a truly professional and pleasurable experience to the
customers. The Bank today has 1500+ strong team of employees and with a 20%
female work force is playing a quiet but effective role in women emancipation
and empowerment.
Large
investments have been made by the Bank in physical infrastructure and
technology with a view to provide the right ambience and latest facilities to
prospective customers. The bank today has 74 branches across the length and
breadth of Afghanistan, playing a pioneering role in development of the banking
culture in the country.
Presently we
have 74 branches across the country - 32 branches in Kabul and 42 branches in
the provinces, besides that we have licenses for 3 more branches, which are
going to be opened shortly. We have applied to DAB for license of more
branches. Our plan to have 100 branches by year end 2012 by opening branches in
all provinces / the district headquarters.
Now we have
installed our own ATM machines at 14 locations in Kabul and started issuing the
ATM- Proprietary Cards to our customers FREE OF COST to withdraw the cash 24x7
including holidays from ATMs. We are in the process to install 6 more ATMs
shortly. We are shortly going to issue branded Master card to our valued
customers. (ATM Locations: 1.Main Branch 2.MOD Branch 3.Macrorayan 4. Faisal
Business Center, Khairkhana 5.MRRD 6.MOFA 7.Abaseen Zadran Market, Kote-Sangi
8. 400 Bed Hospital 9.City Centers 10. Main Branch for Master Card 11.Kabul
Airport 12. American University)
In the year
2009, we achieved another milestone in banking history of Afghanistan by
purchasing the Development Bank of Afghanistan from Da Afghanistan Bank
(Central Bank of Afghanistan) and after that we have restarted the banking
operations with the new name as Bakhtar Bank (100% subsidiary of Azizi Bank )
with 15 branches license in hand from June 21,2009. Now 19 branches of Bakhtar
Bank have already been opened.
Azizi Bank has
no pretensions of catering to any particular class of customers. Its primary
aim is financial inclusion with a pan-Afghanistan presence. Accordingly, there
are no charges for opening/maintenance accounts, issue of passbooks/statements
of account and for Cheque collection and no minimum balance requirement for
salary accounts etc.
The deposit
products (Current Account, Savings Fund, and Fixed/Term Deposits) have been
designed to encourage the saving habit and offer convenience and reasonable
returns. Credit products introduced by the bank take care of the basic
requirements and promote enterprise (Fund-based facilities e.g. Term/Working
capital Loans and Non-fund based facilities e.g. Letters of Credit and
Financial/Performance Guarantees for Trade and Industry). During 2009, the Bank
started Mortgage loans and Housing loans for purchase of Commercial Offices,
Shops & Residential Apartments. We have also given the big loan through
syndication and Azizi Bank is leader of the consortium.
Local/international remittance facilities are available to
account/non-account holders as the bank has a correspondent-banking network
(Commerz Bank AG Frankfurt, Germany, T.C. Zirat Bank, PNB London) with leading
global banks. Inward/outward remittance facility is available in various
currencies through SWIFT and Western Union. Special facility for INR
remittances is available for the Indian community in Afghanistan through a
special tie-up with a leading Public Sector Bank in India i.e. Bank of India
and Leading Private Sector Bank- HDFC.
The Bank has
plans of expanding its presence in Afghanistan to 100 branches by the 2012 year
end and thereafter proposes to go international. It is also extremely keen to
forge fresh tie-ups with leading banks and financial institutions with a view
to promote trade and to channelize the imports and exports through formal
banking channels.
Islamic
Banking: Azizi Bank plans to start Islamic Banking as a window and plans to
have full-fledged Islamic Banking in its subsidiary Bank: Bakhtar Bank. In
future may consider converting Bakhtar Bank as an Islamic Bank to cater to the
emerging needs of Afghanistan.
USPs
Strategic location in central business
district & other Provinces.
Having its own
Head office five story Building at prestigious location in Kabul
Network of 74
branches in Kabul (32) & various provinces (42).
Unmatched
physical infrastructure with ample parking space
State-of-the-art security, technology and communication systems
Paid-up capital
of USD 57.35 million against the central bank stipulated level of USD 5
million.
Safe and Secure
remittance facilities across the globe through SWIFT and Western Union+ Special
facility of Indian Rupees transfers.
Core Banking:
Any Branch Banking.
Internet
Banking.
Mobile /SMS Banking.
Push SMS
Facility: alert for each transaction
ATMs: Free ATM
Cards to withdraw cash 24x7.
Biometric
System: Finger Print Recognition
Master Card:
Credit card
Master Card:
Debit-(Coming soon)
Correspondent
Network
Commerz Bank,
AG Frankfurt, Germany.
Standard Chartered
Bank, Kabul
T.C.Zirat Bank,
Turkey
Bank of India,
India
HDFC Bank,
India
PNB
International ltd, London.
Operations team
·
Well-trained 1500+ member team with good
experience in central, commercial banking
·
Enthusiastic, computer-savvy & young
employees (average age 28)
Our Auditors
Products and
Services
CBS: Core Banking
Solution - Any Branch Banking
Savings/
Current/ Term Deposits in Afghani, USD Euro & GBP
Salary accounts
with Zero Balance Facility.
Money exchange
services.
Collection of
Cheques, Instruments, Bills, Documents.
Issuance of Pay
order / Cash order / Bankers, cheque.
Local and
international remittance facilities.
Fund-based
(Term/Working capital Loans) and Non-fund based facilities e.g. Letters of
Credit and Financial/Performance Guarantees for Trade and Industry.
Fast and Easy
transfer of funds through Western Union Money Transfer Services.
Speed
Remittance facility to remit in Indian Rupees to any Bank A/C in India.
SWIFT
remittance facility.
Internet
Banking
Mobile/SMS
Banking
Push SMS
Facility: alert for each transaction
ATMs: Free ATM
Cards to withdraw cash 24x7.
Biometric
System: Finger Print Recognition.
Master Card;
Debit/Credit (Coming soon).
Special Features
No account
opening charges
No account
maintenance charges
Free
passbook/statement of account
Free collection
of local cheques
Zero Balance
Salary Accounts
No charges for
deposit/ withdrawal of Foreign Currency
Nominal
Remittances charges
Free ATM Card
Our motto is not merely customer satisfaction but,
Customer delight
Address: Head
Office & Main Branch, Zanbaq Square, Main Road, Kabul
Telephone:
Digital: 2104470; Mobile: 0799 700 900, Fax: 020-210 4471
E-Mail:
info@azizibank.af. customercare@azizibank.af
Websites:
www.azizibank.com. www.azizibank.af
